Bank of America: Loan agenda for Doctors

Bank Of America Student Loans - Bank of America: Loan agenda for Doctors

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Before the housing crash, practically every major lender had their own loan schedule available for doctors. Those loans fast disappeared once lenders started tightening up on lending folder money, and just sticking with loans that met Fannie or Freddie guidelines. However, at least one lender has opened the doors to doctors again.
 
On August 9, 2010, Bank of America launched their new physician Loan Program. The schedule allows grand doctors to finance up to 95% of their conventional Non-Conforming mortgage loan. inescapable restrictions apply to applicants who are to begin their new employment/residency within 60 days of closing.

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Bank Of America Student Loans

A overview of the Loan schedule is as follows:

Maximum Loan to Value (Ltv) is 95% (90% if in a declining market) No Minimum Loan amount Lender Paid Mortgage insurance (Lpmi) is required for loans over 80% Ltv No Subordinate financing is allowed

In order to qualify, over 50% of your wage must come from actively practicing in the following fields:

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